Has Fear gotten the better of your Love Life? Are you one of the many that feel they have to put romantic time with their partners on hold until their finances are more stable or they feel safer?

1. Women: Let him do his job and focus on creating a relaxed and supportive atmosphere

The number one incredient for romance is polarity. In short, men need to feel that they are trusted in their direction and competence by their women, and women need to feel that although their partner might put more hours into their work, they are still prepared to set aside quality time to be fully present and express love to their women.

Practically, this means for women to disregard the urge to keep checking up on your partners' business success or ask him daily if he is on track with his to do list. Also drop any nagging on household chores. Basically don't project your own fears or sense of insecurity onto your partner. Let him get on with his day. Even allow him to work longer hours to generate additional income streams if he feels it's necessary. It's important he feels that you trust his direction and ability to generate a sufficient income, even if there might be no tangible proof of this yet!

2. Men: Take charge and suggest scheduling a romantic weekly date (day or evening) with your partner

It does not have to be dinner at the Ritz and might simply mean that you have a time slot to huddle up and watch a movie together with a cup of tea. Suggest a few ideas to your lady and ask her what she likes best. It's important for her to know that you are fully present and enjoying your time with her rather than ticking of an extra point on your to do list.

3. Intimate Success: Instead of moaning about the state of the world make a conscious effort to focus on your goals and successes to attract more positive results. Take just 5 minutes daily to each focus on your achievements (personal and/or business, small or large) and jot them down on a list. Write down what is truly important to you. I.e. "I finally managed to write that letter to…"  or "I made that dreaded phone call…" "I cooked a lovely nutritious meal…"

Then make an "Intimate Success" date with your partner for a designated time slot every week where you spent a little time sharing and celebrating your successes openly together. Only praise and supportive comments are allowed. You will learn what currently truly matters to your partner, will feel up-to-date and connected and might even feel like more action.

Steamy romance doesn't need to break the bank:

• Instead of going to the cinema for the latest action flic hire a comedy (romantic or otherwise) at your local film library or swap recommended DVD's with friends. Shared laughter is simply the best remedy to relax and help put you in the mood for more.

• Instead of going out for an expensive meal, prepare a romantic picnic and walk or drive to a nearby scenic spot where you can enjoy privacy in your car or on a picnic blanket while feeding each other fresh food. And with a kiss as an aperitif who knows what's for desert!
  
  
• Save petrol, leave the car at home and explore walking to local grocery shops for shared bargain hunting or finding mystery ethnic foods. Play hide and seek in a store, chase eachother or pretend your don't know each other and are testing your flirting skills. After all that fun, tasting new foods or exotic fruit and veg can spice things up additionally.

• Get creative together: Take each turns to draw or sketch your favorite body part/s of your partner in under 5 minutes. It's tintilating to feel undivided "just look - don't touch" attention and you might be amazed to discover your partner will offer so much more than just a hidden artistic talent. He might amuse his muse in more than one ways.

  Most of all: Remember Life is too short to be afraid. There is always time for Love and Laughter .

  So let's crush the credit crunch with a new crush on each other!